Autism and the Importance of Play

Saturday, May 31, 2014

Children have been learning through play for millions of years. In my opinion most children learn best through play, including children with autism.

Play is extremely important to children with autism, even though they typically have a difficult time understanding the concept of play. The reason is because play is an abstract concept and children with autism are generally more concrete thinkers. In addition, play involves an intense level of communication and eye contact, something children on the spectrum typically have a hard time maintaining.

At the beginning of the school year 2010- 2011, my assignment was teaching a classroom of children with multiple disabilities. There were seven children and they were all of Kindergarten age. Three met the diagnostic criteria for autism. Two of the seven were non-verbal. Three were only partially verbal. The remaining two were verbal but with autism-like verbal skills which included an inability to understand abstract questions or answer "W" questions or who, what, when, where and why.

Reason Number One: Play is important to children with autism because it teaches reciprocity.

Children with autism have a hard time understanding the give and take action of reciprocity, as well as the eye contact which usually goes along with the reciprocity. They tend to play by themselves as a way to isolate themselves, often engaging in self-soothing behavior. This year I witnessed a six-year-old with autism experience her first experience with initiating play be making the simple gesture of "Come chase me." To see her laughter as she understood the concept of initiating play was remarkable.

Reason Number Two: Play is important to children with autism improves communication skills.

Whether it be verbal or non-verbal communication, play naturally increases communication skills because children have to communicate in order to get what they want. Even if the activity is independent, as in each child having their own play doh and tools, or their own sensory bin, they naturally want to talk with each other about what they are doing.

In the case of the child above, we found she does better with silent forms of communication rather than speech. Instead of saying "Throw me the ball," I found it better to simply hold out my hands and wait for her to throw it. It took me time to learn this and also to learn to give the appropriate amount of wait time.

Reason Number Three: Play is important to children with autism improves the ability to think abstractly.

Children with autism tend to be concrete thinkers making imagination difficult. What comes naturally to some children, such as playing with baby dolls or in the housekeeping area, has to be taught explicitly to children with autism.

Reason Number Four: Play is important to children with autism promotes friendships.

Play promotes friendships by creating bonding and communication experiences between children. As children play together, they develop a fondness for each other through laughter and sharing.

Reason Number Five: Play is important to children with autism promotes bonding between caregiver/teacher and child.

Getting down on the floor to play, dancing and singing, running around in the gym, chasing children around on the playground equipment - all of these things promote bonding between the teacher/caregiver perhaps more than anything else.

The joy of seeing a child learn to play who didn't know how to play before is perhaps even more rewarding than teaching a child academic skills. The reason is because play will last a lifetime and provide continuous pleasure for a person with autism or developmental disability.

Reason Number Six: Play is fun!!

Play is important to children with autism because it's fun and it promotes physical exercise and mental well-being. We all need to take time out to play every day.

The Importance Of Real-time Data On Business Financials

Wednesday, May 28, 2014
Having access to real-time financial data is critical to running a business in today’s economy. Better yet, it’s a prerequisite to success and the most important part of remaining up-to-date with a company’s financial performance. Unfortunately, far too many of today’s businesses rely upon manual processes when managing their company’s day-to-day finances. Far too many are forced to deal with data entry and key entry errors, ones that come from managing the company’s finances via excel spreadsheets, word documents and timesheets.

The reality is that these reporting systems aren’t live, don’t benefit from collaborative efforts, have inaccurate information, are rarely updated on time and can’t provide the type of real-time data that today’s enterprises need to make critical financial decisions. This is why it’s of vital importance that companies have access to an enterprise resource planning (ERP) software that tracks the business’s finances in real time. Here are just some of the reasons why today’s businesses must have real-time data tracking on their financial performance.

Inventory Reconciliation

Properly managing inventory is essential to improving gross profit on sales and growing the company’s revenue and market share. With this comes the responsibility of reconciling inventory on a daily, weekly, monthly, quarterly and yearly basis. Companies must have a live system capable of tracking a company’s value of inventory in terms of its carrying costs, its costs of financing, its costs of obsolescence, its costs of damage, its costs of theft and finally, its costs of freight. ERP software allows companies to not only track the value of inventory in real-time, but it allows them to see the impact of each of these costs on a daily basis. Since inventory is often a company’s largest asset, having access to real-time financial data is critical to mitigating these aforementioned costs.

Cash Flow Management

Maintaining a positive cash position is vital in today’s economy. Proper cash flow management means the company must continually manage and reduce its costs of inventory and receivable financing. Increasing inventory turnover rates, and reducing the time it takes to collect on receivables, are both critical aspects to reducing the company’s financing and maintaining a positive cash position. Proper cash flow management depends upon having access to real-time data, the kind of data that is easily accessible, readily available and always indicative of the company’s costs of inventory and receivable financing.

Real Time Financial Reporting

At the end of the day, it’s all about having access to accurate financial data. Companies must not only manage their day-to-day finances, but they must have the necessary financial information in order to decide upon long-term capital expenditures. This information is also needed when companies plan on expansion as accurate financial data is critical to a go/no-go decision. In addition, timely financial data helps companies decide whether to treat fixed assets as either onetime purchases, or capitalized assets that are depreciated over time. These decisions come from having real-time data on income statements, balance sheets and cash flow statements. These three financial reporting structures rely upon the kind of data that simply can’t be managed by excel spreadsheets or multiple timesheets.

Today’s businesses are constantly struggling to maintain a positive cash position. A large part of the problem relates to the high costs of dealing with customer bankruptcies and late receivables collection. Other issues pertain to a company’s costs to finance its inventory counts. Ultimately, companies need access to real-time financial data because it helps them to better manage their finances, which in turn allows them to reduce costs and improve efficiencies. This is why so many of today’s companies must do away with the high costs of managing finances via timesheets, word documents and excel spreadsheets.

Dealing in Global Trade - Who Are the Major Players?

For the business person preparing to extend his market, it is necessary to have on hand reliable contacts for the products and services you require. Building your supply chain to ensure your inventories are never depleted is essential when dealing with your customers. Whether you operate a wholesale or retail distribution business, or even operate a busy restaurant, your success relies upon the ability of a supplier to get you what you need at the right price, so you don't have to mark-up your prices too high.

The nature of your business may be conducive to dealing with suppliers outside your country of residence. While one might think dealing with international manufacturers drives up the costs of business, you may be surprised to know you can find deals worthwhile. Registering with a global trade forum is one way to find legitimate companies willing to negotiate with you. When you consult with the top exporters in the world, too, you will discover the professionalism and quality of products that help improve your own services.

Top Exporters of the World

Very likely when you think of export goods, the first markets that come to mind are Asian. Indeed the "Four Asian Tigers" (Hong Kong, Singapore - pictured, South Korea, and Taiwan) produce mass numbers of household and industrial items used daily around the world, and China is a large trading partner with the United States, but it's worth noting that of the top ten countries with the highest export income (as of 2009), three are Asian. These days, Europe dominates much of the export trade:

1) People's Republic of China
2) Germany
3) United States
4) Japan
5) Netherlands
6) France
7) Italy
8) Belgium
9) South Korea
10) United Kingdom

The above nations list export intakes of $350 billion and more each, with the top three each earning more than a trillion dollars. When you search a supply chain forum or online network like Linked In to find the goods you want, starting with these countries may allow you access to the best contacts. Electronics, pharmaceutical and beauty aids, gourmet foods, and machinery are among the most sought-after materials produced in these countries.

For more specialized products, don't rule out other countries of origin. Whatever you want, somebody in the world has it and is willing to talk business.

The Law Of Scarcity

Saturday, May 24, 2014
Then God said, ‘Let Us make man in Our image, according to Our likeness; let them have dominion over the fish of the sea, over the birds of the air and over the cattle, over all the earth and over every creeping thing that creeps on the earth.’ So God created man in His own image; in the image of God He created them; male and female He created them. Then God blessed them and God said to them, ‘Be fruitful and multiply; fill the earth and subdue it…’” (Genesis 1:26-28). After God spoke order and abundant life into the darkness and chaos that was earth, He beheld it and declared that it was very good. Adam and Eve, made in the very image of God, were to learn to be like God. They were to have dominion over the earth just as their Father, Creator has dominion over everything. They were in training to rule with God as children in the Royal household or family of God. Their task as overseers of earth was blessed.

Unfortunately, at some point, Adam chose to stand silently by as the serpent enticed his wife and then himself to rebel against God. You may never have given it much thought but one of the ways Adam and Eve violated God’s Law was by theft. They stole fruit from God that He clearly told them was not theirs to have. God had given them everything and blessed them with abundance and yet they were convinced that it was not enough.

The law of scarcity is observed as man’s attempt to fulfill his infinite wants with finite resources. Because of this theft, God was going to crank scarcity up a notch.

You can read in Exodus 22:1-4 that it is required of the thief to restore not only that which he has stolen but there must be a quantitative loss to the thief. If the thief is not able to make full restitution, then he must be sold into slavery to pay off the full amount. Now look at how Adam was indeed punished according to the restitution law concerning theft.

In Genesis 3:17-19, the Judge of the universe pronounces sentence on Adam. “Cursed is the ground for your sake; in toil you shall eat of it all the days of your life. Both thorns and thistles it shall bring forth for you…In the sweat of your face you shall eat bread till you return to the ground…”

Before Adam’s theft, due to the sheer magnitude of abundance given to him as a blessing, Adam would make light work of maintaining himself, his family and the garden. This would have freed up much of his time to pursue other ventures to build and to grow and reach new heights. Adam would have grown spiritually and truly developed into a full blown son of God, maturing into the very image of His maker.

So notice the punishment is a curse on the abundance. Now Adam would fritter away his whole life (as all men generally do now) just keeping food on his table, clothes on his back and a shelter over his head from the time he is able to work until the day of his death. Adam rebelled against God whom has dominion over man. Now God allowed creation itself to rebel against Adam so he could experience what it is like to deal and work with rebellion. The curse brought enmity and fear between man and animal. The crops no longer yielded abundantly and the soil rebelled, bringing forth weeds to reduce production. The creeping things of the earth (insects) rebelled against Adam, destroying his crops and spreading disease. Weather patterns changed, also wreaking havoc on production; both food and construction of homes, villages, and societies.

The law in Exodus also requires that the thief be sold into slavery until the debt is paid. Adam indeed has sold his offspring into the bondage of sin. Sadly, instead of repentance, Satan has convinced man that the solution to scarcity is more theft by continuing to seek, within himself, the fulfillment of his wants and spiritual needs that only the Creator can fulfill. Man is perpetually duped into eating more and more of the forbidden fruit, hoping the next bite will be the missing dimension needed to be whole. Man continues to eat from this tree because he stole from it, to begin with, under the premise that man is inherently good and capable of defining what is right and then doing the right.

No one in their right mind would believe that the solution to overcoming sin is to sin more yet that is exactly what man has shown by his actions for 6,000 years. Our solution to theft is more theft to the level of governments that enforce social justice and the redistribution of wealth. Our solution to debt is to spend ourselves into greater debt as we can see in our own nation today where we are the world’s greatest debtor nation having surpassed all of Europe, including Britain, by 2.4 trillion dollars. Our solution to overcoming bondage is more bondage as we embrace the State as a solution instead of the Ten Commandments which James so rightly describes as “the law of liberty”.

Thanks be to God, that He has provided a second Adam, Jesus Christ, to redeem us from this curse in due time. Understanding this curse and its purpose is key to alleviating and overcoming its effects in a Christian’s walk. It is the answer to the question so many scoffers and would-be believers alike, who ask, “If there is a God, why does He allow so much suffering?” Count your blessings in this life, being content in a fallen world where nature itself is rebelling against us and seek God to fill the void we all have that can only be filled by our Father.

What to Look for in a Global Trade Forum

If you operate your own business, or have considered looking into wholesale options for your company, access to a global trade portal is a good way to make connection to strengthen your supply chains and forge business success in new markets. With the Internet helping entrepreneurs and corporations expedite trade and financial negotiations, you may discover that a real-time trade environment is beneficial if you are in need of a specific product that is only available in Asia or Europe.

There are caveats, however, to doing business over the Internet. Just as eBay, for example, warns users to exercise caution when making bids on auctions, a business planning to invest thousands of dollars - even more - in a product or service from a unknown quantity should be aware of the legitimacy of the trade. One error in judgment could decide the fate of your company, so it is wise to research where you conduct trades and with whom.

When you browse a supply chain portal, find out who is behind the network. What experience do they have in international trade, and how long has the site been active? Is the registration page secure, and what features are offered? Is there a premium service, and does the site do a good job in filtering fraudulent profiles?

As you make new contacts online, use of a real-time trade forum can help secure the products you need to buy or have available. No matter where you do business, however, always keeps your eyes open and don't hesitate to ask the hard questions.

Sola solución para sus necesidades financieras: Seguro de Vida en US Dólares

Una sola solución para sus necesidades financieras… un Seguro de Vida en US Dólares Sea cual sea la Edad, son diferentes las necesidades financieras que debe enfrentar el ser humano y un instrumento financiero que proporciona la solución, mejor aún en una moneda fuerte, es el SEGURO DE VIDA EN US DOLARES, que además del Beneficio por Fallecimiento, le permite: • Crear un Capital en dólares • Brindar protección que garantice el futuro de la familia • Crear un ahorro de dinero para el Retiro • Como respaldo de una Sociedad Comercial • Como garantía de un Préstamo Hipotecario • Acumular un Fondo para Educación • Dinero para Gastos Finales Un Seguro de Vida es como un traje a la medida! para Propuesta personalizada, visite: http://hrosegurosdevida.webs.comH.R.Olivar Seguros de Vida

Why People Should Choose Financial Planner Course

Thursday, May 22, 2014
Financial planners are in great demand these days. With the growing number of multinational companies India is poised to become the Economic Hub of the world and there is a more demand for those individuals who are expert in managing business related affairs for companies and organizations. There are plenty of courses in finance available these days that students and aspirants could take on however they should ensure that the institute they are taking admission is at par with the quality and has a sound track record of offering quality education to students.

After having served students for a long period we realized that most of the students in India are staying in villages and remote areas where there are no quality institutes and colleges. And here comes the need of online education. icofp.org is one of those institutes that have received wide recognition from students and knowledge seekers across India. To bridge this gap we gave come up with some online financial courses which students could take on without bothering much about their geographic location and financial needs.

With this article we have come up with some facts that will describe why people should take on online classes to receive a degree.

No Boundaries: Online courses could be taken up even by those people who are not willing to join a regular class due to lack of time or resources. With the help of latest technologies these institutes are offering quality online training to institutes without bothering much about the quality of the course.

Cost-effective: Online financial courses are of low-cost compared to traditional modes of teaching. Since these courses don’t need investment in terms of classroom, facilities and other things hence the input cost is reduced.

Same Value: Gone are those days when online courses were considered less valuable compared to traditional courses. With the advancement of computer technologies it has become possible for institutes to offer courses without compromising the quality of the course.

All we can say that if you are willing to take courses in finance online financial courses are good alternatives. All you need to do is choose the one that is equipped in offering quality education to students. Students need to realize that the rest of their life is going to depend on the education they will receive during this period and hence should ensure that they are taking admission only on reputed institutes.

Google Maps Can Help Promote Your Business Online, A Brief Guide

Wednesday, May 21, 2014

Sometimes just searching for you company name or category for your business just isn't enough. Especially if you are a new business or you have only recently had your website uploaded to the internet. In most cases this can be remedied by some standard techniques by your web developer or SEO specialist.

SEO (Search Engine Optimisation) and PPC (Pay-Per-Click) are modern methods to gain higher standing on many of the most popular search engines on the internet. This competitive world of online business and advertising, just having a website does not simply mean it will be found easily, as it will need to be promoted using different methods.

The term SEO refers to an organic online marking approach for your website, but it is something you will need to continue with in an effective manner, to see true positive long-term results. Where as PPC is an instant method to gain front page positions for your desired search engine, like Google. But this comes at a cost (per click) and sometimes depending on you market sector or the type of key search terms you are targeting this can be expensive. Also when you cease PPC advertising, your advertisement listing will disappear.

One current method that is reasonably simple to set up and effective in promoting your business online is "Google Places" with the use of Google Maps. It's relatively straight forward, even if you have just a general understanding of computers and the internet you should be able to set up a simple profile on Google Places or alternatively get your web developer to help you with getting this up and running for your business.

First you will need to log-in and setup a Google places profile, then follow the on-screen instructions to complete the online form, along with a link to your website and your contact information. At this point you will also be permitted to upload a selection of photos, these should reflect your products, services or your premises.

Once you have submitted your information you will have to wait for a verification code to activate your Google places listing. This is usually sent through to you in the form of a postcard from Google, with your unique activation code. Once entered your unique activation code, your business Google listing will be live and visible on the Google search engine for all to see.

Your Google maps listings can be accessed on a number of devices such as; a personal computer, a tablet or even handheld devices like a smart-phone, this means people can find you even when they are on the move.

Know How to Play Pick 4 For Your Chance at Instant Cash

Sunday, May 18, 2014

Many individuals have been attracted and engrossed in the lottery games. These offer lucrative winnings for small wagers. While it is considered to be gambling, there is very little to lose and is well regulated. The chances of developing a gambling problem with lottery is relatively small. To most, it is considered as a form of entertainment while hoping to get a chance to gain some extra instant cash on the side.

There are various forms of lottery games. There is the Pick 3, Pick 4 and many variations of the 6-digit lotto games. The more numbers you play with, the smaller the odds are at winning. This is why the pick 3 and pick 4 are among the most constantly played games. These offer small prizes as compared to the bigger lottery games. However, the chances of winning is bigger. Generally, as long as you are at least eighteen years old, you can have the opportunity to purchase your own ticket at any authorized retailer in your state.

If you would like to know how to play pick 4 to get your chance at winning, this is quite easy. The rules are simple and the stakes are quite small. First, you must decide on four digits that you would like to use as your personal combination. This can be a significant date or perhaps just something that you like. It can be any number between 0000 and 9999. Using the betting slip, you should then diligently plot your chosen numbers and present it to the retailer for them to provide you with your official ticket. In the event that you can not seem to decide on the combination, you do not have to worry. You can opt to use the Quick-pick option that every authorized retailer offers. With this, the computer will randomly provide you with a four-digit combination using a software generator. As soon as you have paid for your wager and the ticket has been given to you, you must inspect it for accuracy and duly sign the back to ensure your ownership of the ticket.

Various combination game plays that you can opt to do for each game. Some offer more chances of winning as your combination can be able to match the drawn numbers in any particular order. However, if you opt for this, the prize at stake would be smaller than that of a straight combination where it should match the drawn numbers in precise order. There are different guidelines on how to play pick 4 combination boxes. You should be diligent in understanding the terms for each one for you to avoid any inconsistencies or inconveniences.

Knowing how to play pick 4 is just as important as knowing when to wait for the results. These are drawn twice each day, seven days each week. There is a midday draw (often after lunch hours) and once each evening. The results are also posted on the retailer's boards as well as in the local papers. So that you can be able to check if you are the lucky winner for that draw. The actual prizes vary on fixed or pari-mutuel rates that you would need to know depending on the state that you are playing in.

How To Compare Binary Options Brokers

Saturday, May 17, 2014
Too many people approach the task of comparing binary options brokers without any particular method. This leaves you open to the vagaries of advertising, however, and makes the result much too dependent on factors other than the kind of value that you get in return for your money. There are too many binary options brokers that depend more on slick presentation and website design to attract customers in place of offering true value. If you compare your binary options brokers choices with a specific set of criteria in mind, you will be much more likely to be satisfied with your eventual decision.

There are, in general, three key features that you need to pay attention to when choosing a binary options broker. Of course, there will probably be other features that you are looking for in particular, but these three key features are features that most people, if not everyone, will be looking out for.

Payouts

The payouts you receive are probably the most important consideration, because they directly determine the amount of profit that you can make from your trading activities. Different brokers offer different preset percentages on those of your trades that end up in-the-money. Some brokers also offer a certain percentage of your money back on trades that end up out-of-the-money, although this is not offered by all brokers. There is usually a balance between the percentage payout on in-the-money trades and the percentage payout on out-of-the-money trades.

It will be almost impossible, for example, to find a broker that offers a high percentage payout on in-the-money trades and a high percentage payout on out-of-the-money trades. Instead, brokers that offer high percentage payouts on in-the-money trades will likely not return any money on out-of-the-money trades. This makes it a matter of personal preference whether you want to maximize your earnings on in-the-money trades or whether you want to be more cautious and accept lower positive payouts in return for greater protection on losing trades.

Underlying Assets

Another very important factor to consider is the number of type of underlying assets that are offered by the broker. Binary options do not exist on their own, and they depend on the price of various underlying assets. The key categories of underlying assets are stocks, commodities, currencies and indices. The best brokers will offer different options from each of these categories. Some brokers seem to offer a great number of underlying assets, but in reality offer only underlying assets from a single category. This severely limits the range and reach of your trading activities, and curtails your choices.

Expiration Times

Binary options contracts have different expiration times, and different brokers offer them at different expiration times. Some brokers offer options with expiration times ranging from a month to 15 minutes, while others offer a more limited range. These expiration times are important because short expiration times require that you pay constant attention to the market, which some people cannot afford due to their lifestyle or work demands.

A Proper Comparison

When you compare binary options brokers in this way, you have a much better idea of which binary options brokers are suited to your particular needs. This will greatly reduce the likelihood that you choose a broker that you end up disappointed with.

Credit Card Debt Settlement: Avoid Refinancing!

Friday, May 16, 2014
When it comes to credit card debt settlement, there are many agencies that usually suggest among other options to refinance your home loan in order to obtain funds for cancelling your credit card debt. It is important for you to be extremely careful, know why certain debt settlement agencies suggest this and why you should avoid refinancing to pay credit card debt.

Within this article you’ll find the reasons why you should consider very carefully refinancing as a debt elimination option and a brief explanation of which paths are better on your way to financial freedom with long lasting results as opposed to those you would obtain by exchanging your credit card unsecured debt with a secured low interest refinance home loan.

Risks Of Working With Certain Debt Settlement Agencies

There are many debt settlement agencies that come from the heart of credit card issuing companies or financial institutions. These agencies where created so as to let credit card companies to recover their money and thus, even if they’ll provide you with solutions to eliminate your credit card debt, that solutions may not be in your best interest.

Many of these companies would suggest you to take a refinance home loan and use your home equity to repay your credit card debt. That may seem a good solution and in some cases, it can be. However, it shouldn’t be your preference, and most certainly, a debt settlement agency committed to solving your debt problems shouldn’t suggest it as your first choice.

Why Not To Refinance Your Home Loan?

Though refinancing your home loan to get extra cash and pay off your credit card debt might be a good idea. It is not the best solution. This serves best the credit card interests and not yours. Because even if you get your debt settled and eliminate it for good, if you don’t change the way you spend, you’ll keep accumulating debt once again and maybe next time you won’t be able to resort to your home equity.

Moreover, since refinance home loans generally worsen the terms of your mortgage, you are further risking your property if you fail to meet the monthly payments. And though you may be replacing expensive debt with cheaper and more affordable debt, you are also replacing unsecured debt with debt that is secured with your home. If you are not good at managing your finances (and that’s why you had to resort to debt settlement), that’s something that you’d better avoid.

What Is Behavior Modification?

That’s why those who know about this subject specifically explain that you shouldn’t resort to loans based on equity if you don’t modify your financial behavior. But what is exactly Behavior modification? It’s a process in which the borrower learns techniques on how to manage his income and expenses maximizing the efficiency in the use of income and reducing unnecessary expenses. It’s doesn’t necessarily imply changing your style of life but getting the same things you want and need at lower costs and using your income with a higher effectiveness.

Police Detail Katt Williams' Bizarre Behavior

Wednesday, May 14, 2014
Katt Williams' aggressive behavior at a Seattle bar and an odd exchange with police landed the comedian in jail Sunday, police said.

Williams "exchanged words with patrons in the bar, brandished a pool cue at a bar manager and refused to leave the business," and later refused to show identification to a police officer who had been called to the scene, a Seattle police news release said.

The 41-year-old comic, who was in Seattle to perform his stand-up comedy show over the weekend, was booked into the King County jail on charges of assault, harassment and obstruction, police said. He was released on bond Monday morning, a jail official said.

CNN requests for comment from Williams and his representative have not been answered.

Officer Michael Virgilio wrote in his report that he responded to a call for police help at the World Sports Bar Sunday afternoon. The manager told him that Williams had returned to the bar after being involved in a dispute with a customer the night before, Virgilio said in his arrest report.

"I suppose you're going to ask me to take my hands out of my pockets, huh?" Williams said to Virgilio, according to the report.

Williams refused to give his name or show an ID, but "yelled out a (California) driver's license number," the officer wrote.

When Virgilio warned he would arrest him for obstruction unless he produced an ID, Williams responded "No." The comedian then turned around and placed his hands behind his back "on his own accord," the arrest report said.

"Two of Williams' associates were standing nearby and were pleading for Williams to calm down," the officer wrote.

While being handcuffed and searched, Williams "made several comments about how he was going to sue the department," the report said.

"He stated he had been arrested over 30 times in the last few months and every time he was released prior to being booked into jail," Virgilio wrote. "He made comments regarding my employment with the city of Seattle and how it would end as a result of his arrest. Williams stated he had millions of dollars and this arrest would not affect him."

After the search turned up Williams' passport in his pocket, the officer asked why he hadn't just handed it over.

"You asked for my driver's license," he quoted Williams saying. "I didn't have it!"

Then, it got worse, the arrest report said.

"Williams became aggressive and resistant and his actions forced me to take him to the ground for a short period of time. He was subsequently placed in the back of my patrol car."

Williams was playing pool in the bar when Sunday's trouble started, the report said. "An argument began and quickly escalated."

When the manager tried to separate Williams from the couple with whom he was arguing, Williams yelled at him for "protecting the customers from the famous guy," Virgilio wrote.

"Williams picked up a pool stick, raised it up and pointed it at (the mananger's) face," the report said. "(The mananger) continued to state if he hadn't stepped back the stick would have hit in the the face."

When the manager asked him to put the stick down, Williams said "What if I don't?" and jabbed the stick toward him again, the report said.

"At one point during the altercation, Williams followed a family outside of the bar where, as the family got into their car, Williams flicked a cigarette through a car window at a woman, striking her just below her eye," the police news release said. "Williams also threw a rock at the family's car."

Officer Virgilio said he would request additional charges against Williams, including reckless endangerment, because the rock hit a window in the family's car, "directly next to an 8-year-old girl."

"Had the glass shattered or the rock had penetrated the window it could have struck and harmed the 8-year-old victim," he said.

Williams began his career as a stand-up comic, gaining attention in 1999 for comedy club appearances. Television appearances on the BET network led to more success.

His 2006 HBO special "Katt Williams: Pimp Chronicles Pt.1" raised his profile to a higher level.

He has acted in several movies, including Eddie Murphy's "Norbit," and his voice is featured in several popular cartoons, including "The Boondocks."

His often-raunchy style has drawn comparisons to comedy legend Richard Pryor.

Beat the Credit Crunch - Get Your Business Online

Tuesday, May 13, 2014

It seems impossible to avoid the doom and gloom of the recession. Every industry, in one way or another appears to have been negatively affected by the downturn; with mass redundancies and house repossessions becoming an increasingly common occurrence.

But could E-commence be the silver lining on the UK's current dark economic cloud? Well it just might. Competitive prices, easy product comparisons, fuel savings and other convenience factors make online shopping an appealing option for consumers.

IMRG and Capgemini's statistics showed that a number of e-commerce categories saw significant month-on-month growth in March 2009, including the clothing, footwear and accessories market and the gifts segment.

Also, new figures have revealed that total UK e-commerce sales rose by 19 per cent year on year in March 2009.

The fact is, in order to compete in today's ever-challenging economic climate businesses must look for every way possible to reach their target audience. And selling on line provides a whole host of sales and marketing opportunities which would have never been possible before the dawn of the internet.

Therefore it has never been a more important time for small and medium sized businesses, many of whom have managed to make a decent living and avoided the lure of the internet for years, to build a website and start trading online.

These include a radically reduced time to market, improved customer relationships, low cost market entry, easier access to a global market and a significantly wider audience. They are also able to compete with businesses much bigger than themselves, as in the online world, as long as your 'shop front' (website) looks the part, then who is to know that you are not a multi million pound organisation, employing 5,000 staff?

So what draws people to shop on the internet?

o As the internet presents a shopping experience of global proportions, there is unlimited choice.

o Consumers can get what you are looking for and quickly. There's no need to trawl aimlessly round the high street as the perfect product is only a mouse click away.

o Internet shoppers will strive to get the best deals, as the retailers are forced to reduce prices in a bid to beat the competition and win custom.

o There's nothing much more comfortable than armchair shopping, anytime, day or night. If you can provide choice, reduced prices and convenience shopping electronically, there is a substantial slice of the market to be won.

So even with all this negativity across the world, your business can still have the competitive advantage by being online. As long you have a good customer friendly website, email, the framework to get the goods to the customer and a strong web presence, there is no reason why your business can't thrive in the recession.

For web hosting, I recommend Storm Internet http://www.storminternet.co.uk.

Credit Card Debt Help In Canada: Tips On How You Can Improve Your Circumstance

Monday, May 12, 2014
Credit cards are confusing tools. In some ways, they are helpful as they do provide people a means to purchase needs when they don’t have money. But at the same time, they do promote unhealthy spending habits and poison consumers with the idea that they can get anything for nothing. It is a troubling fact. But that’s not where the problems end. Banks that issue credit cards also take advantage of people’s inclinations and trap them with unreasonable interest rates and deadlines that make it difficult for them to cope up with their dues. As the lack of control escalates, people find themselves almost head deep in liabilities, thereby needing credit card debt help in Canada. But what can they actually do to prevent things from going bad, fast, without relinquishing the perks they get out of it.

Well, for starters, consumers could track their expenses and establish a limit for them. It would be appropriate if this limit is based on 30% to 50% of their monthly income so they do not end up clamoring for funds. Not only does this spare them from the stress and shame brought about by compounding liabilities, it also keeps them from becoming too complacent about their spending habits. Now, if you do find something that costs more than what you could pay for in a month, you may consider using your credit card only if the resource has payment programs that allow you to cover a one-time expenditure in a few months. And before actually taking advantage of the option, you must calculate whether or not the monthly dues you are obliged to pay fits within the limits you have established.

Next, consumers must learn to prioritize their desires or needs so that they do not end up buying and paying for everything all at once. It will be very inconvenient but prioritization helps a lot, even after you’ve taken on credit card debt help in Canada. Financial management agencies can only do so much when it comes to controlling creditors and making sure that the collateral you’ve put up is not taken away. It is prioritization that would allow you to work through those compounding interest rates and loan payments so that you get to resolve everything at the right time.

Third, it would be smart if consumers only stuck with one credit card at a specific period. That way, they don’t get tricked into spending beyond what they can. More credit cards also mean more membership fees. And that alone is a significant burden financially. If you are tempted to switch to another credit card that has better services, see to it that you settle your previous account first and then cut your original subscription so you could transfer to a new one. Having a bad credit score as a result of unpaid loans will make it impossible for you to acquire more pleasing arrangement with another bank.

Finally, never hesitate to take on financial counseling, especially from an expert. See, they may not seem like the credit card debt help Canada service that would wipe out your money struggles. But they do impose effective approaches to curbing your economic troubles. And they further your understanding when it comes to finances.

How A Professional Accountant In Tampa Can Help You Save Money

Thursday, May 8, 2014
If you are running your own business, you are probably trying every possible way to save money. Hiring an accountant Tampa can help you save substantial amount and ensure you use the money for necessary expenses. Here we shall discuss the different ways an accountant in Tampa or for that matter in other parts of the world can help you save money:

See Your Tax Bills Reducing:

If you do not have access to a financial advisor, you are likely to end up paying more taxes. Qualified accountants can minimize the liability of your tax, so that you do not end up paying more than what you are legally supposed to. If you are working from home, or just starting your business, an experienced accountant can offer you details about tax reliefs that can help you get your business off the ground.

Avoid Fines:

If you are not able to get all your records within the stipulated time and file them with authorities, it is highly probable that you will end up paying huge amounts of fine. You may even have to pay higher amounts of fine, if you make a mistake. In most of the cases you won’t even realize where you went wrong. You can avoid such mistakes when you have an accountant helping you. So, if you want to avoid visits from a tax inspector, you must get in touch with an accountant.

Make Informed Financial Decisions:

When you are running a business, you must make informed financial decisions. You can make informed decisions, when you are under the guidance of specialists to advise you and help you take the right decision. Profitability of your business will get seriously hampered when you take a wrong decision. So, if you dream of better growth prospects and increase the margin of profit, you must have your own financial advisor.

Utilize Your Energy and Time Elsewhere:

Ask yourself if you should spend your time elsewhere, if you find yourself spending several hours together working on your accounts. If you hand over the accounts to your accountant, you will be left with plenty of time that you can spend on your business. You thus have more energy and time to do the best for your business and generate more income.

So, if you are the owner of your business, you will be making one of the most sensible decisions by hiring an accountant. You can thus focus on other aspects of your business, while your accountant looks into the financial matters and legal aspects. So, make sure to hire a qualified accountant, who shall help you to run your business efficiently.

The accountant you choose must be aware of the present tax laws. Financial pressures and government regulations tend to change from time to time that an accountant must be aware of. If your accountant is not aware of the latest tax rules, then it is high time you look for an experienced professional. Accountants make your life easier. So, if you do not want to take up the complicated and tedious task of accounting, make sure to hire the right financial advisor.

How to Open a Tea Shop Online

Tuesday, May 6, 2014

If you are passionate about tea, opening a tea shop online may be a great idea. It can help you make money by selling tea and at the same time allow you to enjoy various kinds of tea around the world. As a small tea shop owner, you may begin your company with only a computer. It seems easy but making your online tea shop successful is still much challenging. Since four years, we began our oversea door-to-door tea wholesale service, we have gotten to know and cooperate with quite a large number of owners of online tea shops. Some of them now have already had a prosperous business but some of them shut down their shops just one or two years after they launched them. Why? Here, we just listed several steps of opening an online tea shop with some pieces of advice for you.

At first, if you have already had a physical tea shop, you can miss a few following steps but we still suggest you should hurry up if you still haven't had an online shop. You really shouldn't miss the web to cost-effectively reach your countless potential customers and if you are a novice and know little about tea, you should be cautious. Tea is a niche involving a great deal of expertise and you can't expect to earn a lot in a short time.

1. Learn about tea

There are six major types of tea--white, black, oolong, green, dark and yellow tea--and thousands of blends, brews and names within those groups. Tea has significance in various cultures and is touted for health benefits. If you are running a tea shop, you would be expected to be asked questions about it. You'll need to be knowledgeable about the regions tea comes from, the processing methods for tea, health benefits of it and importantly how to store different kinds of them.

Unlike other businesses you can choose, there is a lot to learn besides just how to open a tea shop. Read about tea books, join groups and go to seminars and presentations to get a good understanding of all. Some free online resources are also highly recommended such as Tea Guardian, Chinese Teas 101, TeaUSA and Vicony Tea Encyclopedia. It would take a lot of time for you to learn. If you would get bored of it, you should consider whether you should give it up as early as possible.

2. Register your business

Register your business with the Internal Revenue Service. Fill out an application providing applicable details about your online tea shop. Once you're registered, an employer identification number, or EIN, is submitted for tax purposes.

3. Build an online presence

Build an online presence. You can sell tea through established websites such as Amazon and eBay but we recommend you create you own website. Choose a decent company to help you build an attracting online tea shop. Each of them in it should have photos, descriptions and prices. Choose a reliable Web-hosting company to host the online shop. Its service need to be stable.

4. Purchase tea

Purchase tea by wholesale. Carefully select teas that are proven to be popular, along with rare specialties that can attract individual customers. Try to cover more kinds of teas from China, India, Japan and Sri Lanka. Try to include green, black, white, oolong, Puerh and unique blends.

If you're running a business at home, you may not have a big space to store stock (important: different kinds of teas should be kept in the different ways). You can opt for a drop-shipping arrangement but we don't think it is a good idea because you can't keep your customers information confidential and it is also difficult for you to make your products privately labeled and sometimes easily cause a delay in shipment so it is great to cooperate with the companies that can wholesale bulk tea in small quantities. For example, ViconyTeas have a wide range of Chinese teas and you can wholesale from 1KG per kind.

It is a good idea to use packages with your private labels. During the early stage, we recommend you choose common packages such as blank aluminum foil bags or paper bags pasted with your own labels. It is economical and at the same time can show your identity.

Take the storage requirements of different kinds of teas into consideration when you purchase tea. For example, green tea should be put in cold storage so don't purchase too much if your ice chest have already no space to store it. Black teas can be kept well for more than two years at room temperature only when they are sealed properly so you can make a relatively large purchase if you are satisfied with the batch of it.

Remember the proper time to purchase different teas. For example, you can start purchasing the best Chinese green teas of the current year such as Dragon Well or Biluochun in April while you need to wait and buy such as Jasmine tea and Wuyi Rock Oolong of the current year until Mid-September.

5. Promote your online tea shop

Promote your tea shop in various ways such as social networking, creating a tea blog, tweeting daily tea-related posts and creating a Facebook page for your tea shop. Signing up through an affiliate network to create online ads for your tea store is also recommended. Consult with a SEO & SEM specialist to make out a promotion plan and you can also find several books to learn SEO & SEM knowledge and apply them to your online tea shop.

Do You Need Professional Indemnity Insurance?

Professional indemnity insurance (also referred to as PII, PI, professional insurance, public liability insurance, PLI and errors and omissions insurance) is crucial cover for any party who supplies advice, guidance or professional services. If you work in any professional industry, from creative companies to firms who handle data, insurance is essential, yet it can be tricky to know whether or not this form of cover is necessary to you.

In this article,
we'll be exploring which industries require professional indemnity insurance and why this type of cover is so important to companies across the UK and worldwide.

Who needs professional indemnity insurance?

If you think you need PI, chances are you're right! Essentially, if you work in a line of business where mistakes or misjudgements in your work could affect a client or third party, professional indemnity insurance is a vital form of cover which could protect you from the little errors that life can sometimes throw your way. If you're still not sure, it may be helpful to ask yourself the following questions:

1. Do you offer your clients advice or guidance?
2. Do you work with data?
3. Do you provide technical solutions or services?
4. Do you offer creative services?
5. Is client confidentiality important in your work?
6. Do you work with important documents vital to clients?

If you have answered 'yes' to any of these questions, taking out professional indemnity insurance is a very smart idea.

Basically, PI insurance provides cover should any accidental miscalculations, mistakes, misjudgements or errors adversely affect your clients. If a client was to take legal action against you in such a situation, public liability insurance would cover the cost of a successful claim, court costs and any other losses to your business.

Which industries need professional indemnity insurance?

As a rule, any 'professional' industry has a need for PI, but this definition isn't particularly clear. To give you some idea of the sorts of areas in which insurance is important, here are a few examples:

• I.T. companies (from programmers to technical support teams)
• Financial companies (from accountants to bankers)
• Creative businesses (from advertising to marketing to photography companies)
• Architects, travel agents, engineer, estate agents...

This list is not exhaustive by any means. If you're at all unsure please consult our quick 'do I need insurance' checklist above or speak with an insurance expert. If you do need insurance, it is important to make sure you address this need. Without the right protection in place you risk your livelihood and your business. So get cover now!

Forex Trading Business - The Advantages of Trading Currencies and How to Make Huge Gains!

Saturday, May 3, 2014

Forex trading is a business and anyone can trade from home and win, with the right education and mindset. In this article, we will look at the advantages of currency trading and how to become a successful trader.

A Forex trading business, is the perfect way to make a second income and here are the main advantages you get:

- Anyone can learn to trade and no college education is required and furthermore, you can learn the basics in just a few weeks.

- You only need a hundred dollars, a computer and an internet connection to get started
You don't need staff, stock or to sell anything.

- Currencies are volatile and provide profit opportunities every day and as one currency rises, another must fall which means there is never a recession.

- You can easily trade in around 45 minutes a day, making it the perfect business for busy people

You can leverage your money to enhance profit potential and if you have a $100.00, most brokers will give you 200;1 leverage meaning you can trade 100 x 200 or $20,000!

Now the above are great advantages but of course you need the right education to win, because 95% of all traders fail to make money but they don't fail because they can't learn to win, they fail because they get the wrong education and have the right mindset.

You need to do your homework and never trust anyone who tells you, that you can make money with no effort - you can't. Ignore all the cheap robots and get rich systems because they lose money. Instead learn Forex charting which allows you lock into trends. You don't need to know anything about economics or the news, you just follow price action - you don't care why prices are moving you just want to get in on trends and make money when they do!

If you learn the basics and apply your system with discipline keeping losses small and running the big profitable trends you can make huge gains in 45 minutes a day or less. No other industry offers you the profit potential of Forex trading so learn this exciting business and get on the road to a great second income.

New Technologies In Finance - Joseph Wilk On Banking Technology

Joseph Wilk, credit card and debit card transaction specialist and owner of Millennium Merchant Services, has seen rapid changes in the credit card processing industry recently. Joseph Wilk works primarily with countertop credit and debit processing terminals, wireless satellite terminals, and electronic check readers, but these are only the tip of the iceberg when it comes to financial technology. Companies around the world are working to take finance related practices digital and to mainstream those technologies.

Currently, financial companies are jumping to adopt digital wallet technologies. Digital wallets, Joseph Wilk NJ explains, can be used both to purchase items online and in stores. They also can serve as verification devices in situations where identification is needed, such as when purchasing alcohol. Digital wallets can best be understood as multi-part systems, consisting of an individual device, an application that is run on it, and the supporting infrastructure. Joseph Wilk knows that the devices that support digital wallets are often things like smart phones. Various digital wallets are currently being marketed by Visa, Apple, MasterCard, PayPal, and others. Consumers are so far less eager than banks to adopt this new technology, although one does sometimes see someone paying for a product by using a phone.

Digital check guarantee and conversion through the use of electronic check readers is a form of technology of which Joseph Wilk NJ is much more certain. Also known as remote deposit, these check readers allow a check to be electronically scanned and deposited into any checking account. This process was hesitantly adopted and only made legal in 2004 through what is known at the Check 21 act. After a slow start, remote deposit is frequently used by businesses today with the wide availability of digital check scanning technology.

Joseph Wilk NJ knows that, with all of the changes going on in digital banking, banks are looking for ways to keep their customers safer. Citibank, for examples, has replaced the magnetic strip on its cards with a smart chip for increased security. Most banks devote a significant amount of their web presence to addressing security concerns. The has government even stepped in, requiring that banks use a two-step authentication process to verify online banking log-ins. Banks also largely use a process of encryption or scrambling any time there is a transfer of personal or financial data. With banking rated as the second most common activity performed online, it is critical to take extra security steps.

Regalo del Dia de las Madres: un Seguro de Salud!

Thursday, May 1, 2014
En estos tiempos de enfermedades mortales, que mejor compensación para el ser que lo trajo al mundo, que una buena Protección Medica en US Dólares, que le garanticen seguir viviendo en caso de una Emergencia Médica. Podemos aceptarlos hasta los 70 años y permanecer asegurados de por vida. Económicas primas y varias modalidades de pago. ¡Recuerde que cuando se está sano, es el mejor momento para contratar un Seguro de Salud! Para presupuesto personalizado sin compromiso, viste nuestra pagina http://segurodesaludinternacional.webs.com o comuníquese con nosotros: hrolivar@gmail.com, Skype: hrolivar, BB PIN 7B08CF2C. #SegurodeSalud #HROlivar

How To Choose An Interior Designer For Your Kitchen Remodeling Project

Chances are that if you took a look back and honestly surveyed your home, you are most likely not completely satisfied with the way that it looks. This is most likely even more true when it comes to high traffic areas within your home like your kitchen, television room, dining room and bathroom. The good news is that with the introduction of some new home accessories and with a little light painting and décor changes, you can very easily give any room in your home a new look without spending beyond your means.

In order for you to truly get started with kitchen remodeling you will first need to sit down and formulate an accurate budget. From there you will need to determine if you plan on taking this project on all on your own, or if you instead desire to employ a professional interior designer to take this job on for you. There are pros and cons to both options.

If you attempt to execute a kitchen remodeling project on your own you may discover that you simply don’t have an eye for truly what needs to be changed and for what can be left the same. Additionally, if you don’t have the experience or skills needed to execute such a remodeling task you could end up causing more damage than good. Finally, you will need to realize that when taking on such a task on your own that you will need to put time aside in order to complete the project.

When hiring an interior designer you put the work in their hands and simply tell them what you are looking for. You set your budget and discuss what types of home accessories you would like to add to your rooms, and what type of changes you are comfortable with making. The only downside is that you are going to have to invest some time in determining which interior designers in your area have the experience and reputation that you can trust in order to give this type of responsibility to.

Therefore, You will need to research each and every interior designer that you may be considering. You should determine what type of training they have acquired over the years and should request to see examples of their completed work. That way you can be certain that you are only making use of the very best interior designers in your area.

Finally, you will need to consider how much these designers charge. The cost of a designer should be factored into your budget. This part of the process may be the hardest for you to research but will be well worth the time spent in the end.